Looking for a personal loan in ahmedabad then you are at the right place. As we will help you get the personal loan to help you fulfill all of your dreams and that too which fits perfectly for your needs.
Personal loan is a type of unsecured loan. Which is generally taken to fulfill some of the demands of a person taking the loan. It can be to buy something expensive, for marriage, student education, etc. There are a lot of reasons as to why one can be taking a personal loan.
So if you are also looking to get yourself a personal loan in ahmedabad to fulfill one of your financial needs. Then you are at the right place. As with Zatpat Loans, getting a personal loan in ahmedabad is as easy as slicing a piece of cake.
To apply for a personal loan in ahmedabad you need to just apply with us by filling out the form with all the details as described below. Once you fill up all the details and submit the form. One of our team executives will get in touch with you and help you with further processes. Other than this you can even get in touch with us at our branch office in 315, 3rd Floor, Tulsi Complex, Opp. Passport Office, Mithakhali Six Road, Ahmedabad – 380009 or by giving us a call at 8866706060.
Benefits Of Applying For Personal Loan In Ahmedabad
1) Repayment Tenure
One of the biggest advantages of getting a personal loan is that you have the option to choose a short repayment tenure. Which can be upto 60 months. You can choose the tenure as per your needs.
2) Easy Approval
Getting a personal loan in ahmedabad with zatpat loans is quite easy. As our whole process is online and we have a team member who is always there with you for all the queries that you might have and help you throughout the process.
3) Loan upto 25 Lakh
The amount of loan that can be financed differs from lender to lender. But usually we offer financing of upto Rs 25 Lakh. You can use the funds for any of your personal needs. Be it for a marriage, higher education, etc.
4) No Collateral
This is one of the reasons as to why a lot of people go for personal loans in ahmedabad. As you don’t have to put anything as collateral to get a loan for yourself.
5) Interest Rate
The interest rate on the personal loan is very competitive as compared to any other kind of loan. The lower the interest rate the smaller your monthly EMIs would be.
6) Lender Offers
There are different kinds of offers and schemes that are available from time to time. So make sure you keep an eye out for it. As it can help you land some amazing offers on the interest rate and loan amount.
7) Easy EMIs
Personal loans are getting more and more famous due to the EMI option. As EMIs help in paying back the loan more affordable and you even get the required amount to manage your financial needs.
Calculate Your Personal Loan
Planning to get a personal loan in ahmedabad but can’t decide on the perfect amount which you should take. Well then we are here to help you. You can use our EMI Calculator to decide on the perfect monthly EMI for you. As deciding on the monthly emi that can be paid by you is the perfect way to decide on the personal loan amount.
Personal Loan In Ahmedabad Charges
There are different kinds of charges that come with personal loans in ahmedabad. Such as there are application charges, processing charges, interest rate charges, foreclosure charges, etc.
So to help you understand the different kinds of charges and in what amount the charges have to be paid. We have listed down the points below. Please note that these charges can differ from lender to lender. Which is why you might see some of the charges higher with one lender and some of the charges lower with another lender.
- Processing fees for salaried individual – 2%
- Processing fees for self-employed individual – 2%
- Promotional interest for salaried individual – 12% for upto 25 Lakh
- Fixed interest rate for salaried individual – 9% to 14%
- Fixed interest rate for self-employed individual – 9.5% to 15.5%
- Floating interest rate for both – 15%
- Foreclosure fees – 2%
- EMI bounce charges – Rs 600 to Rs 1000 per bounce
Procedure To Apply For Personal Loan
The procedure to apply for a personal loan is quite easy. But there are some differences between salaried individuals and self-employed individuals. Which we have listed down below.
- The first step to apply for a personal loan is to fill up the application form of the lender you plan to apply with. Which in your case would be Zatpat Loans.
- Once you fill all the necessary details such as personal and financial. Then you would be asked to fill the loan amount.
- If you want any help in making the decision as to how much you should fill. You can use the help of our EMI Calculator and determine the best emi and loan amount for you.
- When everything is done. You need to pay up the application fees and submit the offer.
- After this, one of our representatives will get in touch with you after having a look at your form and update you on all the future processes.
All the steps are the same except the required documents. Such as in place of employment details. The profit and loss statement is required for the past 3 years and a professional degree certificate. There are chances that you might be asked for some other details as well. Depending on the lender.
Below are some of the methods through which you can get in touch with us
Contact Number:- 8866706060
Email:- [email protected]
Branch Address:- 315, 3rd Floor, Tulsi Complex, Opp. Passport Office, Mithakali Six Road, Ahmedabad – 380009
Documents Required For Personal Loan
The documents required for personal loan in ahmedabad are as follows:
- KYC Documents – such as aadhar card
- Employement ID for salaried individual
- Salary slip of last 3 months for salaried individual
- Profit and loss statement of last 3 years for self-employed individual
- Bank statement of last 3 months
These are some of the basic details that are required to apply for personal loan.
Frequently Asked Questions (FAQ)
What is personal loan in ahmedabad duration?
Normally, the duration of personal loan in ahmedabad is around 60 months.
What is the interest rate on personal loan in ahmedabad?
The interest rate on personal loan in ahmedabad is between 11% and 13%.
What is the minimum salary for personal loan in ahmedabad?
The minimum required salary for personal loan in ahmedabad is around Rs 25,000. With salary your credit score will also be taken into the consideration.
Do we get the EMI option for personal loan in ahmedabad?
Yes, you have the option to convert your personal loan in ahmedbad into small monthly EMIs.